Medical Travel Benefits
You'll notice that many employers in the United States investigating to see if we can reduce the cost of health care with medical travel. But how does it work? Your company can produce cost savings in the health sector, which allows foreign suppliers? The answer is complicated.
Travel Medical is the practice of patients receiving care for certain procedures in foreign countries. Medical professionals have built networks several software vendors in India, Costa Rica, Singapore and Thailand who are accredited and serving American patients. These providers offer the same procedures by similarly qualified surgeons in the state of the art hospitals for 30% to 50% of negotiated rates in the United States
Employers and medical travel experts have their heads together to plan, health care workers to save for travel and can plan. Employers who have comprehensive medical> Travel in general, alone or together with a medical travel companies add to a project receives. Travel agencies and medical experts have contributed a lot of experience and expertise in this process and should be consulted to advantage in building a Travel Medical.
Here's why. Travel experts doctors usually focus on financial incentives to guide the use of foreign suppliers. However, your company will see betterResults if you understand soon to invest in the process of population dependent. Analyzing the employees understand the demographics and the health of consumer behavior, you can design a plan with a view favored group and change their behavior connects.
Anatomy of a travel package Medical Benefit
Health care consumers, individuals and groups to seek competitive prices, greater transparency and better care. Beneficiaries and patientsbecome consumers of health care. The movement is a consumer-driven health care. The employers, the health benefits react to this phenomenon with packages that beneficiaries have a greater responsibility for their care and use to make decisions.
Benefits for global health (as indicated by some in the area), generally follow the model of health care consumerism high relief, inducing behavior co-payments and a health savings account. Benefits for global healthstep forward and offer financial incentives for patients to travel abroad for certain procedures.
The role of incentives
Generally benefit plans, global health the use of three types of incentives: financial incentives for patients who are preferred suppliers to use depends not use incentives for beneficiaries to win. As with other health plans low-cost, comprehensive health benefits for the patient more responsibility for health-related decisions. Enrollees choose from a network thatincludes preferred out-of-town suppliers. Financial incentives for patients to choose a foreign supplier for certain procedures.
Third patient financial incentives that have certain procedures performed abroad. The employer may have a lower co pays for foreign suppliers, members pay cash for choosing foreign suppliers and / or travel expenses to and from the place of the procedure. Employers and employees, we can not vacation or personal time in the countryRecreation.
Using incentives to reward employees not attract new beneficiaries with low costs and premiums for the patients to the use of preventive services like annual health checkups, mammograms, prostate screenings and vaccinations. Although it is not dependent on the use of incentives do not directly lead to the use of foreign suppliers, which support the structure of plans that encourage patients to take control of their consumption of health.
There are limits to the possibility of financial incentivesincrease use of preferred suppliers abroad. Incentives are not concerned with what drives health care system to take advantage. Without understanding the decision drivers to reduce workplace, benefit plans worldwide, not significantly the costs of health care. A defined benefit plan is closely tied to the recipient target demographic, intended to change their behavior are.
Beyond Incentives: Seven Strategies for the design of Travel Medicine services that work
The following seven strategies to help public employers areDesigning a medical travel benefit that achieve better results than incentives alone.
1. Put a team of medical experts travel
As with all projects, it is essential to assemble the right team. The development of a travel health service is no different. Locate experts travel medical, and administrators benefit of third parties who want to work with you. According to an experienced and competent team of experts is essential.
2. Analyzing ReceiverDemographics
The foundation of a successful performance at the World Health is a broad vision of the affected population, the demographics of the group and the behavior and what drives their decision making process of health care. Approaches the design process will benefit from the ground up.
Begins with the identification and analysis of consumer demographics and behavior of health of the population dependent. You can use the survey group to find out their views about their current doctors, traveling tosome countries and for health care in these countries. You can also find out how the group spends its health care dollar today, and what types of incentives are more likely to work. The answers to these questions will help you get the right global provider of network and design an appropriate beneficiary education campaign.
3. Building a Benefit program responds to the needs of your beneficiaries
Armed with the information learned during the investigation phase, the development ofdefined benefit plan and provider of a global network that reflects the needs and habits of consumption in the population. For example, if you learn that the persons concerned in general about the weight and has a penchant for travel to Latin America, Asia, this information may be used for a plan to encourage recipients, weight loss surgery in Costa Rica and Mexico to investigate construct. Surgeons in these countries are highly experienced in the overweight. You can also learn that yourPopulation of employees is more likely to have orthopedic problems, and promotes Asia. In this case, a plan of orthopedic expertise of doctors in India, Singapore and Thailand shows tend to be used. In any case, the plan specifically relates to the population to increase the likelihood of use.
4. Inform workers about the benefits of medical travel
Working closely with the travel medical experts to design and implement a comprehensive approachAwareness campaign staff that the benefits of using foreign suppliers and the additional incentives and benefits available through shows the route of travel medicine.
5. Create a tiered network provider
Create a tiered network provider who prefer a higher quality, low-cost providers with lower co-payments. Members who select preferred foreign providers for certain treatments can reduce or no co-payments in relation to this service. Tiered provider networks arecommon strategy for health care benefits that can be used for the recipient to use foreign suppliers for certain services.
6. Suppliers to increase transparency and accountability of the patient
Greater transparency and accountability of the patient improves savings. Members can save his decisions to try or not a doctor (with information on disease self-management) to see what the doctor (with information on supplier quality, success rates and costs), and the diseaseTreatment and management (with information on symptoms, treatment, risks and costs). Plan providers should be encouraged to be transparent with their data quality and prices. By giving members the information needed to make critical decisions to address its interests with the client. Aligning the interests of consumers and clients of the excesses can be eliminated and costs can be contained.
7. Implementation of Internet-Based Care Management Tools
Finally, easy to useInternet-based care management tools for the efficient use of welfare programs, care online, online training, and much more. Recent studies show that patients are more and better information that is readily accessible to a warm welcome. Patients show that they are outstanding and easy to use .* to use information to make informed decisions about their health care consumption of the relevant information accessible and easy to use, patients make more efficient use of health care consumptionDecisions.
Conclusion
Consumer-driven healthcare is here to stay. The ability to maximize the benefit of cost containment strategies depends on the ability to innovate and respond to new information. Health care consumers should not be underestimated. They are demanding and critical. Their behavior is not monolithic. For future consumption, health care payers should carefully analyze beneficiary demographics and predict patterns of employment and require performanceDesign strategies that these results. Without a solid understanding of the incentives cover population alone are not sufficient to achieve the kind of recovery effort needed to establish measurable savings from medical journey.
* Consumer-oriented strategies to improve design health benefit: a study developed by the University of Stanford-UCSF Evidence-based Practice Center, Stanford, CA for Agency for Research and Quality, U.S. Department of Health and HumanServices, July 2007.
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